October 18, 2019
Mortgage cashback is a chunk of money (usually $2,000 to $7,000) that banks pay to borrowers when they establish a new loan. But what’s the catch?
October 11, 2019
Your loan’s structure is just as important as your interest rate - perhaps more. Find out why and what you can do about it.
October 4, 2019
If you have poor financial health, you’re more likely to struggle with mental health issues and vice versa. Find out how you can break the cycle.
September 27, 2019
Emma & Josh are first home buyers from the North Shore. They faced an uphill battle buying a home but they made it happen. This is their story.
September 20, 2019
You don’t necessarily need a 20% deposit to buy a home. We’ve looked into how you can buy sooner with less to make getting into that property easier.
September 11, 2019
The earlier you start planning for your retirement, the better it’ll be. Find out what you’ll need to afford it and how you can make it happen.
September 6, 2019
Buying a home costs far more than the purchase price. Read our run-through of all the extras so that you can plan for them before you buy.
August 30, 2019
Your insurance may not pay out if something happens. Non-disclosure and poor underwriting practice could be the reason - find out why here.
August 23, 2019
Did you buy a home with a deposit smaller than 20 per cent? Find out why refinancing the right way could save you thousands of dollars
August 18, 2017
The Kiwi dream of a career in professional sport is not always what it’s hyped up to be; as part of Money Empire’s Money and Mental Health blog series, we had an honest and open chat to Cam Kilgour, previous Assistant Manager of a professional rugby team, about career highs, lows and money woes. Cam Kilgour has had a dream career working in NZ Rugby, with highlights being his role as Assistant Manager for a […]
August 1, 2017
Keeping up with what’s going on in the lives of friends and family is much easier with the advent of social media. But how often have you seen or heard friends post or boast about their new house, their car, their promotion? Even their new, super expensive, designer watch? It’s human nature to laud success, and it also invites the human, understandable reaction of “Why not me? Why can’t I be like my friends and […]
July 17, 2017
Which came first – the mental health issues affected by financial problems, or the financial problems affected by mental health issues? It’s hard to say, but one thing we do know is that your finances and mental health are intrinsically linked. As we outlined in part one of our Money and Mental Health series, people in debt are more likely to be depressed, and people who are depressed are more likely to get themselves in […]
June 28, 2017
Besides losing your job, going through a divorce, or (let’s be honest) having kids, few things are more consistently stressful than dealing with your finances. And since money is one of the few constants that we think about throughout our lifetime, it’s something that can affect us (and our mental health) long term. So why are we talking about mental health? Mental health and money are without a doubt interconnected; issues with your finances can […]
May 12, 2017
Reading the mainstream media, you might be forgiven for thinking that the New Zealand (and particularly Auckland) property market is one of two halves – the doom and gloom of those saying that no-one will ever be able to afford property, and the lucky people who seemed to get on board the property market through sheer hard work. Of course, in both cases, things aren’t always quite what they seem. So how can you cut […]
April 24, 2017
You’re keen to buy a house, get your debt under control, or plan for the future. Exciting! But unless you’re a money expert yourself, you’re probably going to want a financial adviser to help you figure out what you should do with your money and how you can build that beautiful financial empire you’ve been dreaming about. So why do we reckon you should use Money Empire? Don’t worry, we’re not about to get all […]
March 27, 2017
We know engaging with a financial adviser can be a bit freaky, especially if you’ve never worked with one before. The thought of sharing your financial dreams, strengths and weaknesses with someone else can be as nerve wracking as a first date, but it doesn’t need to be! Before your first meeting with a financial adviser, there are just a few key things to know – things that will make your experience with a financial […]
March 9, 2017
It’s one thing to manage your money well enough to get by day-to-day, but if you want to significantly and positively impact your financial position year on year – which we know you do if you’re building an empire – it pays to consider the bigger picture. Despite your level of financial literacy, a financial adviser (who should ideally be a trusted partner) can provide an additional perspective on your situation and help you get […]
February 27, 2017
We’ve all had the experience of starting the new year with good intentions, whether they be to take up running, cut out coffee, or just drink more water each day. These resolutions start well for a while, but our resolve often starts to fade if we haven’t created a new habit or lifestyle around the changes we want. While these tips might indirectly help you to tackle the other goals you ambitiously set on New […]
February 19, 2017
2017 may be the Year of the Rooster, but that little birdie also told us that it’s the year you take on the world – the year you get that much closer to building your empire. Armed with lofty goals and big dreams, you’ll need a real, solid plan to save your ambitions from following in the footsteps of most well-intentioned resolutions, which tend to fade about as fast as your hangover on New Year’s […]