Buying your first home is a challenge and there’s no easy way to do it. But if you’re focused and work smart you can make it happen—fast.
Want to buy your first home in less than two years? These 5 tips will help
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Money Empire Blog
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How the Reserve Bank’s OCR cut will affect you
On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
Our advice on buying property with family and friends in NZ
Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.
What is over capitalisation and should it be avoided?
Before investing in renovations or improving the fittings and fixtures of your property, it’s important to consider over capitalisation. Do you know what it is?
6 terms from your mortgage paperwork explained in plain English
Understanding the terminology involved with your NZ mortgage paperwork allows you to feel confident in your commitment. Here are six key terms explained.
How to choose the right moment to restructure a mortgage?
Sometimes restructuring a mortgage can provide you with a loan better suited to your needs. How do you know when best to consider doing so?
Why is it important to consider your mortgage structure?
Thinking about your mortgage structure is important for making sure it aligns with your financial goals. What kinds of mortgages are there?
What does KiwiBuild offer first-home buyers?
KiwiBuild is a Government initiative designed to get more Kiwis in their first homes. What are the benefits and how does it all work?
What do tightening lending restrictions mean for borrowers?
With increased regulations and new banking codes of conduct, it’s becoming harder and harder to be approved for mortgage finance. How can you increase your chances?
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