If you’re refinancing your home loan to save on your repayments, make sure you look at the fine print first. Here’s everything you need to know.
How to make sure refinancing your mortgage saves you money
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Money Empire Blog
We do the research so you don’t have to. Go into your next convo with your head held high.
How to use KiwiSaver to buy your first home
Buying your first home can be difficult. Luckily you may be able to use your KiwiSaver to make the purchase easier – find out how.
Understanding mortgage cashback
Mortgage cashback is a chunk of money (usually $2,000 to $7,000) that banks pay to borrowers when they establish a new loan. But what’s the catch?
Why loan structure is more important than your interest rate
Your loan’s structure is just as important as your interest rate – perhaps more. Find out why and what you can do about it.
All the extra costs you need to know about when buying a home
Buying a home costs far more than the purchase price. Read our run-through of all the extras so that you can plan for them before you buy.
10 Easy tips to help you save your first home deposit faster
Saving a deposit for your first home isn’t easy. Here are 10 simple, actionable tips that will help you reach your goal faster.
Buying with friends? Here’s everything you need to know
Happy International Friendship day! To celebrate, we looked at a topic we get a lot of questions about here at Money Empire – buying property with friends.
Want to buy your first home in less than two years? These 5 tips will help
Buying your first home is a challenge and there’s no easy way to do it. But if you’re focused and work smart you can make it happen—fast.
How the Reserve Bank’s OCR cut will affect you
On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
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