October 18, 2019

Understanding mortgage cashback

Mortgage cashback is a chunk of money (usually $2,000 to $7,000) that banks pay to borrowers when they establish a new loan. But what’s the catch?
October 11, 2019

Why loan structure is more important than your interest rate

Your loan’s structure is just as important as your interest rate - perhaps more. Find out why and what you can do about it.
October 4, 2019

The link between financial and mental health

If you have poor financial health, you’re more likely to struggle with mental health issues and vice versa. Find out how you can break the cycle.
September 27, 2019

Meet Emma & Josh: low deposit first home buyers

Emma & Josh are first home buyers from the North Shore. They faced an uphill battle buying a home but they made it happen. This is their story.
September 20, 2019

You don’t necessarily need a 20% deposit to buy a home

You don’t necessarily need a 20% deposit to buy a home. We’ve looked into how you can buy sooner with less to make getting into that property easier.
September 11, 2019

How much do you really need to retire in NZ?

The earlier you start planning for your retirement, the better it’ll be. Find out what you’ll need to afford it and how you can make it happen.
September 6, 2019

All the extra costs you need to know about when buying a home

Buying a home costs far more than the purchase price. Read our run-through of all the extras so that you can plan for them before you buy.
August 30, 2019

Your personal insurance may not pay out: Find out why

Your insurance may not pay out if something happens. Non-disclosure and poor underwriting practice could be the reason - find out why here.
August 23, 2019

Did you buy with a small deposit? Refinancing could save you thousands

Did you buy a home with a deposit smaller than 20 per cent? Find out why refinancing the right way could save you thousands of dollars

August 2, 2019

Buying with friends? Here’s everything you need to know

Happy International Friendship day! To celebrate, we looked at a topic we get a lot of questions about here at Money Empire - buying property with friends.
July 26, 2019

Want to buy your first home in less than two years? These 5 tips will help

Buying your first home is a challenge and there’s no easy way to do it. But if you’re focused and work smart you can make it happen—fast.
July 19, 2019

Talking financial advice and professional rugby with Isa Nacewa

Isa Nacewa had an incredible rugby career spanning 15 years. He’s now settled in as a financial advisor at Money Empire - we talked to him about his journey.
July 15, 2019

How to decide whether to refinance your home loan

Refinancing can save you money and open up new options for your home loan. This is what you need to know before taking the plunge.
June 24, 2019

NZ’s three best property investment locations outside AKL

Are you looking to invest in property but you’re unsure about the Auckland market? Check out our list of the three best investment locations outside AKL.
June 18, 2019

How much deposit do I need to buy my first home?

Getting your first home deposit together is tough, but not impossible. This short guide has everything you need to know.
June 11, 2019

Your complete pre-purchase due diligence checklist

Are you about to buy a property? Due diligence is one of the most important parts of the entire process. Use our checklist to ensure you do it right.
June 3, 2019

Cross-collateralisation: What is it and why should investors avoid it?

There’s a lot you need to know about finance. To get you started, we’ve covered everything you need to know about the dangers of cross-collateralisation - and how you can avoid them.
May 27, 2019

Everything you need to know about accessing your KiwiSaver for your first home

You’re looking to buy your first home, but you aren’t quite sure of the specifics of drawing down on your KiwiSaver. Here are the basics of what you need to know, including some useful links for further reading.
May 23, 2019

Can refinancing help you get mortgage free quicker?

If you had a chance to pay your mortgage off quicker, would you take it? To get you thinking, we’ve looked at how refinancing might give you that chance and save you thousands of dollars.
May 13, 2019

How the Reserve Bank’s OCR cut will affect you

On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
May 6, 2019

Our advice on buying property with family and friends in NZ

Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.