Property investment is a great way to improve your financial future. Meet Blair and Pamela, an Auckland property investor who is on track for their dream retirement
If something unexpected happened and you were unable to work would you be able to pay your mortgage? If you’re not sure, or you answered no, here’s a solution.
Young Kiwis are rarely taught how to manage their money which can make saving difficult later in life. Here are three things you can do to change that.
Poor cash flow is one of the main reasons that property investors struggle. Don’t make the same mistake - discover six loan features that boost cash flow.
You’re looking to buy your first home, but you aren’t quite sure of the specifics of drawing down on your KiwiSaver. Here are the basics of what you need to know, including some useful links for further reading.
If you had a chance to pay your mortgage off quicker, would you take it? To get you thinking, we’ve looked at how refinancing might give you that chance and save you thousands of dollars.
On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
Up to 70-80 per cent of the property investors we speak to are breaking their fixed-term mortgages and changing early. The most common reason for this is poor advice and structuring.
Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.
If you’ve owned a property for a few years, there’s a good chance that you’ve amassed useable equity. This can be used to fund the purchase of an investment property or bach, to renovate your current home, and much more.
Are you about to start searching for your first home in Auckland? Before you do, it’s a great idea to arrange conditional finance pre-approval. Here are a few reasons to consider pre-approval.
Before investing in renovations or improving the fittings and fixtures of your property, it's important to consider over capitalisation. Do you know what it is?
Your bank accounts can become a powerful tool in managing your finances and helping you achieve your financial plan. Do you know how to structure them?