January 22, 2021
hot property market nz

Best Places for Property Investment in New Zealand 2021

Borrowing money is cheap and the property market in New Zealand is hot. But, where are the best places for property investment? Read on.
December 30, 2020

What is a mortgage cashback?

A mortgage cashback is an incentive for homebuyers in New Zealand to use a lender's mortgage product. But what even is a mortgage cashback?
December 28, 2020
hand and money bag

2021 Financial Tips | Money Empire

Mortgages, insurance, and financial planning can be hard to get your head around. Check out these top tips from Money Empire to make it easier.
November 26, 2020

OCR predicted to drop below 0% | Money Empire

Major banks are predicting that the Official Cash Rate will drop below 0% in early 2021. What does this mean for your home loan rate?
November 25, 2020
black friday sales

Black Friday Sales: why do we want to buy, buy, buy?

Our team at the Beyond the Field podcast have just chatted about Black Friday Sales, why they are the way they are, and how to avoid it. We thought we'd back it up and give our 2cents worth on a post. 
November 13, 2020
buy property 2020

Is now a good time to buy property in New Zealand?

We’ve had countless clients ask us whether now is a good time to buy property in New Zealand. Here’s our answer.
October 30, 2020

Meet Neve: Client Service Coordinator, Surfer, First Home Buyer

We had a chat with Neve, our Client Service Coordinator, to talk surfing, first home buying and her role here at Money Empire.
October 15, 2020
types of insurance

A Quick and Easy Guide to Personal Insurance

Personal insurance is tricky to get right and the consequences of buying the wrong cover can be dire. Check out our guide to make sure you’ve got what you need.
October 1, 2020
new zealand property market 2020

NZ Property Market Running Red Hot Against All Odds

The NZ property market is going strong despite COVID-19 and the recent lockdowns. We take a closer look at the numbers and predict what’s next for the market.

December 30, 2020

What is a mortgage cashback?

A mortgage cashback is an incentive for homebuyers in New Zealand to use a lender's mortgage product. But what even is a mortgage cashback?
November 26, 2020

OCR predicted to drop below 0% | Money Empire

Major banks are predicting that the Official Cash Rate will drop below 0% in early 2021. What does this mean for your home loan rate?
August 28, 2020

Goran Loncar: From soft furnishing sales to Senior Adviser

Goran Loncar had a long and interesting career before he ended up as Senior Financial Adviser here at Money Empire. Here is his story
March 6, 2020

Mortgage broker VS big bank: Which is better for first home buyers?

Which are the best option for first home buyers: Mortgage brokers or big banks? We take a closer look and provide an answer.
June 18, 2019

How much deposit do I need to buy my first home?

Getting your first home deposit together is tough, but not impossible. This short guide has everything you need to know.
May 27, 2019

Everything you need to know about accessing your KiwiSaver for your first home

You’re looking to buy your first home, but you aren’t quite sure of the specifics of drawing down on your KiwiSaver. Here are the basics of what you need to know, including some useful links for further reading.
May 23, 2019

Can refinancing help you get mortgage free quicker?

If you had a chance to pay your mortgage off quicker, would you take it? To get you thinking, we’ve looked at how refinancing might give you that chance and save you thousands of dollars.
May 13, 2019

How the Reserve Bank’s OCR cut will affect you

On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
May 9, 2019

Property investors: Here’s the secret to the perfect mortgage

Up to 70-80 per cent of the property investors we speak to are breaking their fixed-term mortgages and changing early. The most common reason for this is poor advice and structuring.
May 6, 2019

Our advice on buying property with family and friends in NZ

Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.
April 30, 2019

What is useable equity and how can you make it work for you?

If you’ve owned a property for a few years, there’s a good chance that you’ve amassed useable equity. This can be used to fund the purchase of an investment property or bach, to renovate your current home, and much more.
April 26, 2019

3 reasons why first home buyers need finance pre-approval

Are you about to start searching for your first home in Auckland? Before you do, it’s a great idea to arrange conditional finance pre-approval. Here are a few reasons to consider pre-approval.