October 18, 2019
Mortgage cashback is a chunk of money (usually $2,000 to $7,000) that banks pay to borrowers when they establish a new loan. But what’s the catch?
October 11, 2019
Your loan’s structure is just as important as your interest rate - perhaps more. Find out why and what you can do about it.
October 4, 2019
If you have poor financial health, you’re more likely to struggle with mental health issues and vice versa. Find out how you can break the cycle.
September 27, 2019
Emma & Josh are first home buyers from the North Shore. They faced an uphill battle buying a home but they made it happen. This is their story.
September 20, 2019
You don’t necessarily need a 20% deposit to buy a home. We’ve looked into how you can buy sooner with less to make getting into that property easier.
September 11, 2019
The earlier you start planning for your retirement, the better it’ll be. Find out what you’ll need to afford it and how you can make it happen.
September 6, 2019
Buying a home costs far more than the purchase price. Read our run-through of all the extras so that you can plan for them before you buy.
August 30, 2019
Your insurance may not pay out if something happens. Non-disclosure and poor underwriting practice could be the reason - find out why here.
August 23, 2019
Did you buy a home with a deposit smaller than 20 per cent? Find out why refinancing the right way could save you thousands of dollars
December 22, 2018
Understanding the terminology involved with your NZ mortgage paperwork allows you to feel confident in your commitment. Here are six key terms explained.
December 3, 2018
When looking at buying a second home, should you consider increasing your current mortgage and leveraging your equity to do so?
October 15, 2018
Sometimes restructuring a mortgage can provide you with a loan better suited to your needs. How do you know when best to consider doing so?
October 9, 2018
Thinking about your mortgage structure is important for making sure it aligns with your financial goals. What kinds of mortgages are there?
October 9, 2018
People looking to invest in property always have many questions. Here are two that are extremely common, along with their answers.
August 21, 2018
KiwiBuild is a Government initiative designed to get more Kiwis in their first homes. What are the benefits and how does it all work?
August 9, 2018
With increased regulations and new banking codes of conduct, it's becoming harder and harder to be approved for mortgage finance. How can you increase your chances?
July 26, 2018
Cross-collateralised loans are becoming more and more common. What are they and why are they a problem for managing your investment portfolio well?
June 26, 2018
Budget 2018 was recently announced by Finance Minister Grant Robertson and the Labour Government. What was included of interest to property investors?
May 30, 2018
A mortgage can be a stressful time and considering the size of the investment, this is a completely normal reaction. With this in mind, what should you think about before jumping in?
May 21, 2018
When you're looking to invest in property, it makes sense to have the right professionals on your side. At Money Empire, our team of mortgage advisors have the skills and experience to help you make good financial decisions and set a course for a positive property investment experience.
May 1, 2018
For a number of years, the Auckland property market has been unpredictable and very tricky for first-home buyers to navigate. However, there is a change in the air. So far in 2018, the property market has been favourable towards buyers - thanks to a number of different reasons. Here's everything you need to know.