March 12, 2020

Will the coronavirus affect the NZ property market?

Coronavirus has hit New Zealand - will it affect the New Zealand property market? We take a closer look.
March 6, 2020

Mortgage broker VS big bank: Which is better for first home buyers?

Which are the best option for first home buyers: Mortgage brokers or big banks? We take a closer look and provide an answer.
February 27, 2020

Personal insurance: What is it and is it worth it?

Personal insurance is a range of products that protect you, your health and your income. Here’s everything you need to know.
February 20, 2020

How to make sure refinancing your mortgage saves you money

If you’re refinancing your home loan to save on your repayments, make sure you look at the fine print first. Here’s everything you need to know.
February 13, 2020

How to use KiwiSaver to buy your first home

Buying your first home can be difficult. Luckily you may be able to use your KiwiSaver to make the purchase easier - find out how.
February 5, 2020

What does the average Kiwi property investor look like?

The average property investor in New Zealand is just an everyday person. Find out how these average Kiwis are growing their portfolios.
January 30, 2020

New Zealand has a huge underinsurance problem

New Zealand has a huge problem with underinsurance and it’s costing Kiwis millions every year. Do you have the right level of cover?
January 23, 2020

How to create a 50-year financial plan

We believe financial security and independence is within the reach of all Kiwis. A 50-year financial plan may be the perfect way to make it happen.
January 16, 2020

How to check and improve your credit score

If you’ve got a bad credit score, you may struggle to secure a loan or apply for more credit. Here’s what you can do about that.

January 30, 2019

Why changing account structures can be a key pillar of your financial plan

Your bank accounts can become a powerful tool in managing your finances and helping you achieve your financial plan. Do you know how to structure them?
December 22, 2018

6 terms from your mortgage paperwork explained in plain English

Understanding the terminology involved with your NZ mortgage paperwork allows you to feel confident in your commitment. Here are six key terms explained.
December 3, 2018

Should you increase your mortgage when buying a second home?

When looking at buying a second home, should you consider increasing your current mortgage and leveraging your equity to do so?
October 15, 2018

How to choose the right moment to restructure a mortgage?

Sometimes restructuring a mortgage can provide you with a loan better suited to your needs. How do you know when best to consider doing so?
October 9, 2018

Why is it important to consider your mortgage structure?

Thinking about your mortgage structure is important for making sure it aligns with your financial goals. What kinds of mortgages are there?
October 9, 2018

2 common questions about investment property finance in New Zealand

People looking to invest in property always have many questions. Here are two that are extremely common, along with their answers.
August 21, 2018

What does KiwiBuild offer first-home buyers?

KiwiBuild is a Government initiative designed to get more Kiwis in their first homes. What are the benefits and how does it all work?
August 9, 2018

What do tightening lending restrictions mean for borrowers?

With increased regulations and new banking codes of conduct, it's becoming harder and harder to be approved for mortgage finance. How can you increase your chances?
July 26, 2018

What is cross-collateralisation?

Cross-collateralised loans are becoming more and more common. What are they and why are they a problem for managing your investment portfolio well?
June 26, 2018

What does Budget 2018 mean for my property portfolio?

Budget 2018 was recently announced by Finance Minister Grant Robertson and the Labour Government. What was included of interest to property investors?
May 30, 2018

Things to think about before getting a mortgage

A mortgage can be a stressful time and considering the size of the investment, this is a completely normal reaction. With this in mind, what should you think about before jumping in?
May 21, 2018

What are the advantages of working with a mortgage adviser?

When you're looking to invest in property, it makes sense to have the right professionals on your side. At Money Empire, our team of mortgage advisors have the skills and experience to help you make good financial decisions and set a course for a positive property investment experience.