In his own words, this guest speaker describes himself as a Passionate New Zealander, and you can feel his energy and passion when talking about his company. Tim Boyle is the Co-Founder of Whip Around, which was born in 2016, initially to help freight companies in New Zealand tackle their paper-based compliance burden. Whip Around now has offices in Auckland and Charlotte, North Carolina. Tim sits down with BTF hosts Kayne and Isa to share all the details of their initial hustle, growth and vision to bring simplicity and efficiency to fleet management and compliance.
2020 has been a challenging year - our economy has been affected by the current pandemic, which is making life more difficult for many of us. Some will be facing a reduction in pay, redundancy, a change of working hours, difficulty finding a job and loss of invested money. It's understandable to be feeling anxious and stressed in these difficult times. It can be hard work, especially with people already stretched to meet the needs of their whanau. It's more important than ever to take care of yourself when things get tough - and there is nothing to feel bad about if asking for help when you need it. Today's episode provides some practical advice on ways to cope with financial stress. If you need extra assistance to support your Mental Health during these challenging times, you can contact the Depression Healthline on 0800 111 757 or Lifeline on 0800 543 354.
Today's complicated state of insurance means that people are not getting the right policies best suited to their needs, stage of life or budget. Many Kiwi's might be sitting on a false sense of security that will not give them what they need at claim time. Let us help!! Kayne, Goran and Isa discuss the terms of Health Insurance in plain English, so you understand what we are talking about! There are lots of different plans available with price options to suit everyone. If you are still unsure what type of Health Insurance is best suited for you - you can connect with our expert team at Money Empire!
To follow on from episode 135 the BTF crew discuss what to expect from your lender if you have two or more properties crossed collateralised with debt when you are trying to discharge one. When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank.
When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank. Our Legal Expert Shane Rohde from Lateral Lawyers explains the discharge process from a Lawyers perspective and covers the key things to action to ensure there are no costs unaccounted for.
Our guest speaker today is Luke Fox from Inspect House NZ. Luke is the Managing Director and shares his business background and how he came to purchase Inspect House NZ last year. He is joined by Colin Russ, one of his Senior Building Inspectors. Inspect House NZ provide cost-effective, efficient and thorough building inspection reports. Their qualified tradesmen and building practitioners have over 100 years of combined experience across Building and Construction, giving peace of mind when it comes to identifying potential problems in a property.
From a consumer perspective, all the banks may seem the same. But from our position, they are all very different when it comes to credit policies. The BTF team sit down to discuss and compare the four major lenders. They share one client scenario and how different the deal looks with each bank - particularly around how much they can borrow. This highlights the importance of having an independent adviser with a detailed understanding of the various banks and their criteria.
Our legal guru shares with BTF host Kayne Wahlstrom precisely what happens behind the scenes leading up to settlement day. It's one of (if not) the most critical steps of the settlement process with lots of homeowners not understand the process. Shane includes some traps to be aware of and the importance of not leaving everything to the last minute!
Find out everything you need to know about getting a mortgage when pregnant or on parental leave. Hosts Kayne and Isa sit down with Money Empire Senior Adviser Lisa Barton to explain what the bank will look for when you apply and what you will need to supply for credit approval.
Unfortunately, we have received this question a few times over the past few weeks. Being made redundant is an already stressful time, add in there the extra financial pressures too! Kayne, Isa and Goran sit down to talk generically about the different options available to you, things to consider and the importance of making sure all of your financial decisions align with your goals.