September 25, 2020

Could mortgage interest rates go even lower? The experts say yes

Rumours abound about interest rate drops, but how much substance is there behind the talk? We take a look at what the experts have to say.
September 14, 2020

Returning to New Zealand: a Mortgage Guide

Coming back to New Zealand and trying to get into the property market? Here’s everything you need to know to finance a purchase.
September 11, 2020

4 different types of property titles (and how they restrict you)

Need fee simple made simple? Check out this guide to the basics of what you need to know about property titles in New Zealand.
September 3, 2020

Father’s Day fun: Q&As with the kids of Money Empire’s dads

To celebrate Father’s Day, we asked the kids of Money Empire’s dads a few questions about their old boys. The answers are guaranteed to make you laugh!
August 28, 2020

Goran Loncar: From soft furnishing sales to Senior Adviser

Goran Loncar had a long and interesting career before he ended up as Senior Financial Adviser here at Money Empire. Here is his story
August 20, 2020

Why trauma insurance is just as important as life cover

Trauma insurance is every bit as important as life insurance and yet so few Kiwis have it. We take a closer look to help you figure out if you need it.
August 14, 2020

Will They Or Won’t They: The Importance of Wills and EPAs

We know it might be a hard thing to think about, but putting together a will and implementing an EPA is important for your financial health.
August 6, 2020

Want to buy your dream home? Here’s everything you’ll need to do first

The market is extremely competitive right now and if you want to buy your dream home, you’ll need to be quick. Here’s everything you need to know to make sure you don’t miss out.
July 30, 2020

Popularity of non-bank lenders booms during COVID-19

The popularity of non-bank lenders has boomed during COVID-19. We look at the reasons why and discuss whether a non-bank lender could be a good option for you.

September 25, 2020

GUEST SPEAKER – Tim Boyle. Co-Founder of Whip Around | Ep. 139

In his own words, this guest speaker describes himself as a Passionate New Zealander, and you can feel his energy and passion when talking about his company. Tim Boyle is the Co-Founder of Whip Around, which was born in 2016, initially to help freight companies in New Zealand tackle their paper-based compliance burden. Whip Around now has offices in Auckland and Charlotte, North Carolina. Tim sits down with BTF hosts Kayne and Isa to share all the details of their initial hustle, growth and vision to bring simplicity and efficiency to fleet management and compliance.
September 24, 2020

Mental Health Week Special – Dealing with Financial Stress | Ep. 138

2020 has been a challenging year - our economy has been affected by the current pandemic, which is making life more difficult for many of us. Some will be facing a reduction in pay, redundancy, a change of working hours, difficulty finding a job and loss of invested money. It's understandable to be feeling anxious and stressed in these difficult times. It can be hard work, especially with people already stretched to meet the needs of their whanau. It's more important than ever to take care of yourself when things get tough - and there is nothing to feel bad about if asking for help when you need it. Today's episode provides some practical advice on ways to cope with financial stress. If you need extra assistance to support your Mental Health during these challenging times, you can contact the Depression Healthline on 0800 111 757 or Lifeline on 0800 543 354.
September 23, 2020

Health Insurance and the Different Plans Available | Ep. 137

Today's complicated state of insurance means that people are not getting the right policies best suited to their needs, stage of life or budget. Many Kiwi's might be sitting on a false sense of security that will not give them what they need at claim time. Let us help!! Kayne, Goran and Isa discuss the terms of Health Insurance in plain English, so you understand what we are talking about! There are lots of different plans available with price options to suit everyone. If you are still unsure what type of Health Insurance is best suited for you - you can connect with our expert team at Money Empire!
September 22, 2020

Discharging a Mortgage – a Clients Perspective | Ep. 136

To follow on from episode 135 the BTF crew discuss what to expect from your lender if you have two or more properties crossed collateralised with debt when you are trying to discharge one. When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank.
September 22, 2020

Discharging a Mortgage – from a Lawyers Perspective | Ep. 135

When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank. Our Legal Expert Shane Rohde from Lateral Lawyers explains the discharge process from a Lawyers perspective and covers the key things to action to ensure there are no costs unaccounted for.
September 22, 2020

GUEST SPEAKER – Luke Fox. MD of Inspect House NZ ft. Senior Building Inspector Colin Russ | Ep. 134

Our guest speaker today is Luke Fox from Inspect House NZ. Luke is the Managing Director and shares his business background and how he came to purchase Inspect House NZ last year. He is joined by Colin Russ, one of his Senior Building Inspectors. Inspect House NZ provide cost-effective, efficient and thorough building inspection reports. Their qualified tradesmen and building practitioners have over 100 years of combined experience across Building and Construction, giving peace of mind when it comes to identifying potential problems in a property.
September 22, 2020

Insurance – Income Protection & Mortgage Repayment Cover | Ep. 133

Kayne, Goran and Isa talk through what this cover is and why it is crucial to have in your life, especially when you have a significant asset like a house.
September 22, 2020

Comparing Banks. Same Scenario – Different Banks | Ep. 132

From a consumer perspective, all the banks may seem the same. But from our position, they are all very different when it comes to credit policies. The BTF team sit down to discuss and compare the four major lenders. They share one client scenario and how different the deal looks with each bank - particularly around how much they can borrow. This highlights the importance of having an independent adviser with a detailed understanding of the various banks and their criteria.
September 22, 2020

Settlement Day, A Lawyers Perspective | Ep. 131

Our legal guru shares with BTF host Kayne Wahlstrom precisely what happens behind the scenes leading up to settlement day. It's one of (if not) the most critical steps of the settlement process with lots of homeowners not understand the process. Shane includes some traps to be aware of and the importance of not leaving everything to the last minute!
September 11, 2020

GUEST SPEAKER – Jeremy Twiss. Investment Adviser from Craigs Investment Partners. | Ep. 130

Jeremy Twiss is an investment adviser at Craigs Investment Partners. His disclosure statement is available on request and free of charge and can be found under his profile at www.craigsip.com
September 10, 2020

Can I Obtain a Mortgage on Parental Leave? Ep. 129

Find out everything you need to know about getting a mortgage when pregnant or on parental leave. Hosts Kayne and Isa sit down with Money Empire Senior Adviser Lisa Barton to explain what the bank will look for when you apply and what you will need to supply for credit approval.
September 9, 2020

BTF Listener Questions – I’ve been made redundant and received a large redundancy payout… what should I do with | Ep. 128

Unfortunately, we have received this question a few times over the past few weeks. Being made redundant is an already stressful time, add in there the extra financial pressures too! Kayne, Isa and Goran sit down to talk generically about the different options available to you, things to consider and the importance of making sure all of your financial decisions align with your goals.