June 11, 2019

Your complete pre-purchase due diligence checklist

Are you about to buy a property? Due diligence is one of the most important parts of the entire process. Use our checklist to ensure you do it right.
June 3, 2019

Cross-collateralisation: What is it and why should investors avoid it?

There’s a lot you need to know about finance. To get you started, we’ve covered everything you need to know about the dangers of cross-collateralisation - and how you can avoid them.
May 27, 2019

Everything you need to know about accessing your KiwiSaver for your first home

You’re looking to buy your first home, but you aren’t quite sure of the specifics of drawing down on your KiwiSaver. Here are the basics of what you need to know, including some useful links for further reading.
May 23, 2019

Can refinancing help you get mortgage free quicker?

If you had a chance to pay your mortgage off quicker, would you take it? To get you thinking, we’ve looked at how refinancing might give you that chance and save you thousands of dollars.
May 13, 2019

How the Reserve Bank’s OCR cut will affect you

On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
May 9, 2019

Property investors: Here’s the secret to the perfect mortgage

Up to 70-80 per cent of the property investors we speak to are breaking their fixed-term mortgages and changing early. The most common reason for this is poor advice and structuring.
May 6, 2019

Our advice on buying property with family and friends in NZ

Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.
April 30, 2019

What is useable equity and how can you make it work for you?

If you’ve owned a property for a few years, there’s a good chance that you’ve amassed useable equity. This can be used to fund the purchase of an investment property or bach, to renovate your current home, and much more.
April 26, 2019

3 reasons why first home buyers need finance pre-approval

Are you about to start searching for your first home in Auckland? Before you do, it’s a great idea to arrange conditional finance pre-approval. Here are a few reasons to consider pre-approval.

February 14, 2020

GUEST SPEAKER – Ben Atiga. Ex Auckland Blues and All Blacks Star | Ep. 15

In this episode, Isa speaks with Ben Atiga on his journey through rugby and how he dealt with his rapid rise to stardom, the pitfalls that come along with professional sport and what he is doing Beyond the Field.
February 12, 2020

How do Banks / Lenders get Money for Mortgages? | Ep. 14

In this episode, Kayne & Isa discuss how banks and second tier lenders acquire money so a borrower can use as a mortgage.
February 10, 2020

Prime vs Non Prime Lending | Ep. 13

In this episode, Kayne & Isa discuss the difference in prime (bank) and non prime (second tier) lending, what the benefits are of each and who may fit the categories.
February 7, 2020

GUEST SPEAKER – Peter Thompson, Managing Director of Barfoot & Thompson | Ep. 12

In this episode, Kayne & Isa chat to Peter Thompson - the Managing Director, of one of New Zealand's biggest Real Estate companies, about where it all started for him in the industry, his journey through to the top at Barfoot, his involvement with sport and his opinion on everything property and more.
February 5, 2020

Expert Commentary on Unique First Home Buyer Scenario with Lisa Barton | Ep. 11

In this episode, Kayne & Isa speak to Lisa Barton female adviser at ME where she discusses a scenario where she helped 3 young couples combine forces to enter the property market.
February 3, 2020

Expert Commentary on Why Banks Decline Mortgages with Goran Loncar | Ep. 10

In this episode, Kayne & Isa speak to senior adviser Goran Loncar from ME where he talks about reasons why a bank may decline your mortgage application. He touches on bank statements, transactions, account conduct, credit cards and income.
January 31, 2020

GUEST SPEAKER – Lockie Ferguson Black Caps fast bowling star | Ep. 9

In this episode, Kayne & Isa chat to Lockie about life, his cricket pathway to success and what he is achieving beyond the field.
January 29, 2020

The Different Types of Mortgages | Ep.8

In this episode, Kayne & Isa talk about the main types of mortgages in NZ, how they work, advantages and disadvantages and the difference between fix or floating.
January 28, 2020

The Death Pledge – What is a Mortgage? | Ep. 7

In this episode, Kayne & Isa strip it back to the basics of where a mortgage originated from and what it actually is. They touch on the two main components being interest rates and loan term.
January 24, 2020

Finalising the property purchase | Ep. 6

In this episode, Kayne & Isa chat around the final process of purchasing the property. Going from unconditional through to the lawyer receiving the mortgage funds from the bank.
January 23, 2020

How the Banks work out how much you can borrow for a Mortgage | Ep. 5

In this episode, Kayne Wahlstrom & Isa Nacewa discuss how banks look at profiling you as an individual or couple / entity through your stability in employment, living arrangements, income, assets and liabilities.
January 22, 2020

GUEST SPEAKER – Dave Thomas. We talk Rugby, Retirement, New Career and Property. | Ep. 4

In this episode, Kayne & Isa chat to Dave about the trials and tribulations throughout his rugby career. He talks real about how injuries took him through tough times and discusses his short interesting playing contract in Russia. All rounded off by how he purchased his first home and renovated his second.