December 20, 2017
Baby preparation finances

Baby 101: Getting your finances sorted before your wee bundle arrives

In the whirlwind that follows a positive pregnancy test, it’s easy to forget about your finances – after all, there’s a pushchair to buy, a midwife to find and a baby’s room to decorate! But given that you’re about to embark on a whole new stage of life, it’s a good idea to have a think about your finances and how you can get them in tip-top shape before the sleepless nights start. Our in-house […]
December 15, 2017
self-employed mortgage

Mission possible: 5 steps to get a mortgage when you’re self employed

There’s an awful lot to be said for being self-employed, including the opportunity to specialise in an industry and the ability to choose your own clients. But when it comes to applying for a mortgage or other loan, your dream job might be more of a hindrance than a help. Money Empire managing director Kayne Wahlstrom shares his top tips to help the self-employed get over the line financially. 1. Be prepared for hard conversations […]
December 11, 2017
Finance Guru Lisa Barton & daughter Chloe

From banking to baby – Lisa’s finance story

We recently sat down with Lisa Barton, our in-house finance guru, to tell us a little bit more about how she came to be working for Money Empire and how becoming a parent has changed how she looks at money. Before I started at Money Empire, I’d been working in the banking industry for nine years. At Westpac I’d worked my way up from a bank teller to a lending specialist then a manager. I […]
November 27, 2017
Insurance claim steps

Breaking down claims: How to make an insurance claim in 4 steps

When it comes to money, there are some things in life that even the most finance-savvy person can’t prepare for. Should an accident, illness, or injury affect your ability to work (and therefore earn), wouldn’t you want to know that all your ongoing costs are covered? Fortunately, we’re here to make the process easier for you, from starting your policies to our step-by-step guide to making an insurance claim through us. Get in touch Accidents […]
November 14, 2017
Personal insurance to protect your family

Personal insurance: Where on earth do I start?

Most New Zealanders take steps to insure their house, contents and car, then promptly forget about their most important asset: themselves! But given that we never know what’s around the corner, it makes sense to take some time to consider protecting ourselves with life, trauma, mortgage or income protection personal insurance. Our in-house insurance expert, Goran Loncar, looks at the different kinds of insurance available and when they might come in handy – your own […]
October 24, 2017

5 things you need to do before purchasing at a home auction

Buying for the first time at a home auction can be both exhilarating and terrifying, especially if it’s the first property you’ve ever purchased.  With the help of a few other professionals, our first home expert Lisa Barton put together her top five things to make sure you’ve got sorted before you start the bidding.   Assemble your winning team early Engage with your financial adviser and lawyer as early as possible – in fact, […]
October 9, 2017
How to save money on your mortgage

Six ways to save money on your mortgage

Your mortgage is usually the biggest debt you’ll ever have – but it doesn’t have to be quite as big as some of the banks would have you believe! Our refinancing and restructuring expert, Lisa Barton, takes a look at some easy ways you can save serious money on your mortgage.   People are creatures of habit – even if they’re struggling with mortgage payments or are looking to grow their property empire, they might […]
September 20, 2017
NZ election voting

What the NZ election means for you and your finances

So the election’s done and dusted – but with the government still not actually determined and old Winny holding the balance of power it’s still pretty up in the air which policies are going to come into play over the next three years. Throughout the election, housing, taxes, and the economy were three of the biggest issues driving people to vote one way or another. Each of the parties have put out several policies around […]
September 6, 2017
Mental health - couple with good finances

Lessons learned – what we know now about money and mental health

Over the past month, we’ve been talking about money and mental health – looking at how they affect one another, telling personal stories, and looking at how you can keep your money, mental health, and wellbeing in great shape. It’s certainly been a journey, and we’ve learned a lot along the way. As a way of reflecting back, we’ve put together our top learnings from this series: Your employment and financial status affect more than […]