June 18, 2019

How much deposit do I need to buy my first home?

Getting your first home deposit together is tough, but not impossible. This short guide has everything you need to know.
June 11, 2019

Your complete pre-purchase due diligence checklist

Are you about to buy a property? Due diligence is one of the most important parts of the entire process. Use our checklist to ensure you do it right.
June 3, 2019

Cross-collateralisation: What is it and why should investors avoid it?

There’s a lot you need to know about finance. To get you started, we’ve covered everything you need to know about the dangers of cross-collateralisation - and how you can avoid them.
May 27, 2019

Everything you need to know about accessing your KiwiSaver for your first home

You’re looking to buy your first home, but you aren’t quite sure of the specifics of drawing down on your KiwiSaver. Here are the basics of what you need to know, including some useful links for further reading.
May 23, 2019

Can refinancing help you get mortgage free quicker?

If you had a chance to pay your mortgage off quicker, would you take it? To get you thinking, we’ve looked at how refinancing might give you that chance and save you thousands of dollars.
May 13, 2019

How the Reserve Bank’s OCR cut will affect you

On May 8, New Zealand’s Reserve Bank cut the Official Cash Rate (OCR) to a record low, from 1.75 to 1.5 per cent. This could help you save thousands in interest repayments if you already have a home loan or you’re planning to buy property soon.
May 9, 2019

Property investors: Here’s the secret to the perfect mortgage

Up to 70-80 per cent of the property investors we speak to are breaking their fixed-term mortgages and changing early. The most common reason for this is poor advice and structuring.
May 6, 2019

Our advice on buying property with family and friends in NZ

Buying property with family has quickly become popular, particularly here in Auckland. In fact, Stuff recently reported that over half of first home buyers have parental help of some sort.
April 30, 2019

What is useable equity and how can you make it work for you?

If you’ve owned a property for a few years, there’s a good chance that you’ve amassed useable equity. This can be used to fund the purchase of an investment property or bach, to renovate your current home, and much more.