Today's topic: LVR's (loan to value ratio). The housing market is going crazy, the interest rates are super low, and developers are paying over price. We talk through the Reserve Bank's announcement on reining back the LVR's for investment properties to 70%.
A very topical podcast, the infamous Black Friday Sales! We're heading into Christmas, and we’re beginning to stack on personal debt. But, how to not overspend this Friday, and what is the psychology behind this shopping.