WHAT WE OFFER
Everyone hopes they’ll never need insurance – we get that. However, in the case that something does happen, having insurance can prevent many a headache and protect the ones (and the things!) you love. Of course, that doesn’t mean you need every kind of insurance out there.
Our team of caring advisers will look at your lifestyle and financial situation and help figure out which of the following insurances you need to stay on track to building the empire of your dreams.
What we can help with:
(Life Insurance, Trauma Cover, TPD, Income Protection, Mortgage Repayment Cover)
LIFE INSURANCE
No one wants to think about whether they need life insurance – it’s just not a fun subject. However, here at Money Empire, we understand that you’re concerned about your family’s wellbeing. Instead of treating you like just another number, we’ll help take away your worries about leaving behind debts and financial instability that might negatively impact on your loved ones.
Life insurance can be a way to make sure your family are covered should anything happen to you – the emotional cost can be high enough as it is.
Our life insurance support can:
- Cover funeral costs or associated health costs
- Pay off any outstanding debts
- Give your family the time and space to grieve without needing to worry about financial burdens
If you’re interested in how life insurance might work for you, come chat to us about setting up a safety net for your loved ones today.
Serious illnesses can be tough enough as it is, without worrying about paying your bills and getting by. With trauma insurance, if you develop an illness covered in our policy, Money Empire can make sure all of your finances are covered, so you can focus on getting well instead.
We understand that life can throw you hurdles sometimes, and we’ve simplified the process, so you won’t have to feel overwhelmed by any technical jargon or financial loop holes.
Trauma insurance will:
- Pay out a one-off lump sum if you have a serious medical condition
- Enable you to pay any out-of-pocket treatment costs or allow you to pay for the best treatment possible
- Give you some financial freedom so you can focus on getting well instead on having to pay the bills
Want to preserve the lifestyle you love even if something terrible happens? Chat to us about setting up a trauma insurance plan that’s right for you.
TPD (TOTAL & PERMANENT DISABILITY)
Sometimes life can get bumpy, and we want to help get you back on the road again. Should a disability pull you out of work, or throw your finances off-kilter, Money Empire’s TPD insurance can make sure that you leave your money worries behind, and focus on what really matters – you and your loved ones.
We won’t overload you with confusing contracts and financial gibberish, as we want you to understand what safety nets are in place, and what it’s going to cost you.
TPD insurance will:
- Provide a lump sum if you suffer an injury or illness that leaves you permanently and totally disabled
- Help you pay off any debts or medical expenses
- Enable you to make lifestyle changes that are needed due to your disability (such as installing wheelchair ramps at your home)
If you’re looking to get yourself covered, come talk to us and we’ll find a solution that works for you.
Working can be stressful enough, and things can get in the way to complicate it even more. Your ability to earn an income is your biggest asset, so the thought of losing that income can be pretty scary! Should anything happen that prevents you from working, Money Empire is here to make sure that all of your bills and expenses are covered.
Income insurance is one of the most important ways you can protect your future self and your family.
MORTGAGE COVER
Mortgages can be tricky sometimes, and the housing market only gets more stressful as time goes on. Here at Money Empire, we want to make sure that all of your ducks are in a row, in case anything should happen to you, from losing your job to developing a debilitating disability. Mortgage cover makes sure that your home loan is covered for your family and loved ones, and that finances don’t have to be a concern for you all, even if you don’t have money coming in.
A mortgage is likely the biggest debt you’ll take on in your lifetime, so making sure you can continue to pay it even if something bad happens is vital.
Mortgage Cover will:
- Provide a lump sum if you suffer an injury or illness that leaves you permanently and totally disabled
- Help you pay off any debts or medical expenses
- Enable you to make lifestyle changes that are needed due to your disability (such as installing wheelchair ramps at your home)
If you’re looking to get yourself covered, come talk to us and we’ll find a solution that works for you.
Sometimes things are just out of your control – and home and contents damage can be one of them. Natural disasters and accidental damage can happen unpredictably, and it’s never something you can plan for. However, with home and contents insurance, you won’t have to worry about what you can’t control.
Money Empire will make sure that you can continue going about your life, safe in the knowledge that your home and contents are covered.
Home and contents insurance will generally:
- Cover accidental damage to your home (such as a stray ball flying through a window)
- Pay the costs to replace or repair accidental loss or damage caused by natural disasters, theft or malicious damage, and more
- Reduce your stress by ensuring you can replace your possessions and maintain your home
We make our processes really simple, so just chat with us about your concerns and needs, and we’ll figure out a plan that works for you.
CAR
Cars can often seem like they’re eating up more money than they’re worth – and at Money Empire we don’t want to make you feed your vehicle more than you need to. We want you to be covered in way that works for you, and your needs – and car insurance can do that.
Car damage can be debilitating in a number of ways, so we want the financial side to be as easy as possible, without any complicated back and forth and technical jargon.
Depending on what you’re needing, car insurance can:
- Cover any repairs due to accidents caused either by you or someone else
- Give you the funds to replace your car if it’s written off
- Pay for any repairs to the other person’s car if you’ve caused an accident
Come talk to us, and our experts can chat with you about your car insurance needs.