InsuranceEmpire
Without insurance, everything you have worked hard to achieve can be lost. Future proof you.
Why get Insurance?
The proactive fall-back platform to future proof you.
Insurance protects future you from unexpected twists and turns that life inevitably throws. It’s one of those things you pay for in order to have peace of mind. It’s better to think for the future than be stuck in the now.
Our team of advisers look at your lifestyle and financial situation to give you the best possible cover, and make sure every aspect of your future is safe.
Insurance process breakdown
Now & Future
This is where we get to know you, where you’re at, where you want to go, and what’s most important to you. It’s a judgement free chat about present you and future you.
Gather & Crunch
Using the information you provided, together we develop a risk strategy and do a heap of research. We provide a tailored insurance package with different levels of cover and products.
Needs & Why
Here we discuss your needs, explaining our thoughts on the levels of cover for unforeseen and sudden events that may occur.
Easy & Straight-Forward
The application process is technologically friendly and streamlined. We take this time to apply for assessment and underwriting. It’s important to make sure what you have is claimable.
Safe & Worry-Free
Insurance is in force and policy is issued. You’re covered, you’re protected, and you can live life the way you usually would, worry free.
Interacting & Updating
We stay on top of your policy updates, reviewing yearly to reflect the ever-changing life. You will be covered for every milestone you hit so you can keep being protected.
Our Insurance platform provides:
Life Insurance
Not just for the grey and old, and it’s not a fun subject to talk about either. This insurance isn’t just for you, it’s for your family.
Help cover funeral costs or any associated health costs
Help to pay off any outstanding debts
Give your family time to grieve without worrying about money
Trauma Insurance
This is for serious illnesses, which are already tough as it is. Focus on getting well, rather than your money.
Pay out a lump sum on diagnoses of serious illness
Helps you pay any expensive treatment costs
Helps to supplement income or changes to lifestyle
Income Protection Insurance
Having an income helps to make you feel stable, and your ability to earn is truly a huge asset. Should anything happen to prevent or stop you from working, make sure your bills and expenses are covered, and your future self and family are protected.
Pay out monthly benefit to cover your income
Help you keep paying the bills
Provide you with enough time to recover before returning to work
Mortgage Cover Insurance
The market can be crazy, but paying your mortgage off doesn’t have to be. Mortgages are likely some of the biggest debts you take on in your lifetime, so make sure you can still pay it off, even when life happens.
Pay out a monthly benefit to cover your mortgage payments
Provide a lump sum if you suffer an injury or illness
Help or supplement household running costs
Enable you to make lifestyle changes that are needed from illness or injury
TPD Insurance
(Total and Permanent Disability Insurance)
If a disability can pull you out of work or throw out your finances, this insurance cover can help ensure you are covered no matter what.
Provide a lump sum if you suffer an injury or illness that can leave you permanently and totally disabled
Help you pay off debts or medical expenses
Help you to make lifestyle changes that are needed from your disability
Health & Medical Cover
Health & medical cover is in place to cover any of your daily medical expenses, right through to specialists and tests, surgeries and private hospital cover.
Day to day medical costs
Diagnostic imaging and tests
Any surgeries you require
Private hospital car
House, Car, and Contents Insurance
Home, car, and contents insurance can help to protect what are your biggest and often most valuable assets.
Cover any accidental damage to your assets
Pay costs to replace or repair loss or damage caused by theft, damage, or natural disasters
Help to pay any repairs to another person’s car if you caused an accident
Landlord Protection
Landlord protection is vital to keep your investment property safe from a tenant sharing your asset.
Accidental and malicious damage
Damage to your property or someone else’s
Loss of rent or a disappearing tenant
Liability protection
Business Insurance
Everybody thinks about personal risk exposure, but nobody thinks about the issues that may occur inside a business when accidents or illnesses happen. Whether you’re a start-up, or a proven track history, business insurance is key to maintain revenue and growth.
Ready to build your empire?
All you need to do is send us a message and leave the hard work to us.
Our Blog
The latest news on insurance
What Insurance Do You Really Need?
Insurance is a very saturated market in New Zealand – but what do you really need?
New Zealand’s connection between skin care and insurance
Skin care and insurance often go hand in hand in New Zealand, and not for vanity reasons. Our hole in the ozone means we need to be aware of dreaded skin cancer.
Travel Insurance 101: The Low Down
COVID-19 has shed light on a lot of gaps in people’s lives, whether it be money, or understanding the importance of insurance. Choose the right insurance for your travels in this new age.
Beyond The Field Podcast
Listen to insurance-related topics, and more.
We created this podcast to help answer some commonly asked questions from our clients and hopefully bring some different thinkers into your day to day life.