Ever since COVID-19 struck, we’ve fielded several questions about redundancy cover. Most often, people ask whether it’s included in their income protection cover, and unfortunately, it usually isn’t – these are almost always two completely separate policies....
Personal insurance is all about protecting you and those you care about from the unexpected. It insures your health and your ability to earn an income to make sure that no matter what happens you can support yourself and those who rely on you financially. New Zealand...
Nine out of 10 New Zealanders have insurance, according to the Insurance Council of New Zealand. That’s a brilliant rate of coverage, which suggests that Kiwis know the importance of protecting the things that matter to them. But while the rate of coverage is high,...
Every year hundreds, maybe thousands of Kiwis default on their mortgages. It’s easy to say that this would never happen to you, but if something unexpected happened – like an injury or illness that stopped you from working – your situation could change...
One of the greatest commitments (other than marriage and children) people make, is to a mortgage. Depending on their financial situation, they can be tied into a payment plan for decades. Meeting such a large obligation isn’t always easy, especially should...