There’s more than one way to own a property, and in New Zealand, there are four different types of property titles. Property titles can get complicated and if you don’t know what kind you’re buying into, you might be left with more restrictions than you’d like. ...
Despite everything going on in the world right now, property in New Zealand is selling like hotcakes. In fact, Barfoot & Thompson sold almost 25% more in July this year than they did pre-COVID-19 in July 2019. That doesn’t mean you can’t still buy your...
The Reserve bank recently announced that they were completely scrapping loan to value ratio (LVR) restrictions for both home buyers and investors for the next 12 months. This is a huge announcement but what does it actually mean? And will it really make it easier to...
On March 25th, the day New Zealand went into lockdown, Harvey Norman sent a letter to all of its landlords refusing to pay rent while its stores were closed. This is just one example of the pain that COVID-19 is causing commercial landlords, many of whom have no rent...
You’ve started to get your mortgage on your first home under control. The idea of purchasing an investment property or a second home has crossed your mind, but you don’t have any savings to draw on. Should you consider increasing your mortgage to buy...